{"id":111,"date":"2021-09-03T23:28:50","date_gmt":"2021-09-03T14:28:50","guid":{"rendered":"http:\/\/lessis.jp\/?p=111"},"modified":"2022-08-17T00:21:04","modified_gmt":"2022-08-16T15:21:04","slug":"ideco%e3%82%84%e3%83%9e%e3%83%83%e3%83%81%e3%83%b3%e3%82%b0%e6%8b%a0%e5%87%ba%e3%81%a7%e3%80%81%e6%89%80%e5%be%97%e7%a8%8e%e3%82%84%e4%bd%8f%e6%b0%91%e7%a8%8e%e3%82%92%e7%af%80%e7%a8%8e%e3%81%97","status":"publish","type":"post","link":"https:\/\/lessis.jp\/?p=111","title":{"rendered":"iDeCo\u3084\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3067\u3001\u6240\u5f97\u7a0e\u3084\u4f4f\u6c11\u7a0e\u3092\u7bc0\u7a0e\u3057\u3088\u3046"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/pw\/AM-JKLUE8FvbSzhGcMGbx3FqrpsLz7wfWtTMAEZR8xV8jHFdy0EiFHDgQGFn-1pijHDDzMvw-GZ2Nv9lIY7LVjWVny-8rr5pxWUzN0YPesT373zMD1aaM2OCawpaTThAxg48pYhgcnibJewr1xCLLs6mQ1q-=w1001-h667-no?authuser=1\" alt=\"\"\/><figcaption>Gerd Altmann\u306b\u3088\u308bPixabay\u304b\u3089\u306e\u753b\u50cf<\/figcaption><\/figure>\n\n\n\n<ul><li>60\u6b73\u4ee5\u964d\u306e\u8cc7\u7523\u5f62\u6210\u3092\u8003\u3048\u3066\u3044\u308b\u4eba\u306f\u3001\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1(iDeCo)\u3084\u4f01\u696d\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1(\u4f01\u696d\u578bDC)\u306e\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3067\u7bc0\u7a0e\u3057\u3088\u3046\u3002<\/li><li>\u7a4d\u7acb\u6642\u3068\u53d7\u53d6\u6642\u306b\u7a0e\u5236\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u306e\u3067\u3001\u4f1a\u793e\u54e1\u3084\u4e3b\u5a66\u306a\u3069\u306f\u4e0a\u9650\u307e\u3067\u62e0\u51fa\u3059\u308b\u306e\u304c\u826f\u3044\u304c\u3001\u81ea\u55b6\u696d\u8005\u306e\u5834\u5408\u306f\u4e0a\u9650\u307e\u3067\u62e0\u51fa\u3059\u308b\u3068\u62e0\u51fa\u3057\u3059\u304e\u3067\u30e1\u30ea\u30c3\u30c8\u3082\u9650\u5b9a\u3055\u308c\u308b\u306e\u3067\u8981\u6ce8\u610f\u3002<\/li><li>\u4f1a\u793e\u52e4\u3081\u306a\u3069\u3067\u9000\u8077\u4e00\u6642\u91d1\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u53d7\u53d6\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u305a\u3089\u3059\u3068\u3055\u3089\u306b\u7a0e\u91d1\u3092\u6291\u3048\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u300155\u6b73\u306b\u306a\u308b\u5e74\u4ee5\u524d\u306b\u9000\u8077\u3057\u306620\u5e74\u5f8c\u4ee5\u964d\u306b\u53d7\u3051\u53d6\u308b\u3068\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u6700\u5927\u5316\u3059\u308b\u3002<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u9577\u671f\u6295\u8cc7\u306b\u56de\u305b\u308b\u8cc7\u91d1\u304c\u3042\u308b\u306a\u3089iDeCo\u306a\u3069\u306e\u6d3b\u7528\u3092\u691c\u8a0e\u3057\u3088\u3046<\/h3>\n\n\n\n<ul><li>iDeCo\u3084\u4f01\u696d\u578bDC\u306f\u539f\u524760\u6b73\u4ee5\u964d\u3067\u306f\u306a\u3044\u3068\u5f15\u304d\u51fa\u305b\u306a\u3044\u304c\u300160\u6b73\u4ee5\u964d\u306e\u305f\u3081\u306e\u8cc7\u7523\u5f62\u6210\u3092\u8003\u3048\u3066\u3044\u308b\u306a\u3089\u7a0e\u5236\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u306e\u3067\u6d3b\u7528\u3092\u691c\u8a0e\u3059\u308b\u3068\u826f\u3044\u3002<\/li><li>\u56fd\u6c11\u306b\u9577\u671f\u7a4d\u7acb\u3092\u4fc3\u3059\u5236\u5ea6\u3067\u3001\u9078\u3079\u308b\u91d1\u878d\u5546\u54c1\u306f\u5143\u672c\u78ba\u4fdd\u578b\u306e\u5b9a\u671f\u9810\u91d1\u3001\u4fdd\u967a\u306a\u3069\u3084\u3001\u5143\u672c\u5909\u52d5\u578b\u306e\u6295\u8cc7\u4fe1\u8a17\u304c\u3042\u308b\u306e\u3067\u3001\u53d6\u308c\u308b\u30ea\u30b9\u30af\u306b\u5fdc\u3058\u3066\u9078\u629e\u3059\u308b\u3068\u3053\u308d\u3060\u304c\u3001\u9577\u671f\u3067\u898b\u308c\u3070\u591a\u5c11\u306e\u5909\u52d5\u30ea\u30b9\u30af\u304c\u3042\u3063\u3066\u3082\u30ea\u30bf\u30fc\u30f3\u304c\u5927\u304d\u304f\u306a\u308b\u6295\u8cc7\u4fe1\u8a17\u3092\u9078\u629e\u3059\u308b\u306e\u304c\u826f\u3044\u3060\u308d\u3046\u3002<\/li><li>\u62e0\u51fa\u984d\u306b\u3064\u3044\u3066\u306f\u3001iDeCo\u3067\u3042\u308c\u3070\u81ea\u5206\u3067\u6c7a\u3081\u3089\u308c\u308b\u3057\u3001\u4f01\u696d\u578bDC\u3067\u3042\u308c\u3070\u4e8b\u696d\u8005\u306e\u62e0\u51fa\u984d\u306b\u52a0\u3048\u3066\u81ea\u5df1\u8ca0\u62c5\u3067\u62e0\u51fa\u984d\u3092\u5897\u3084\u3059\u3053\u3068(\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa)\u3082\u53ef\u80fd\u3060\u3002\u5f8c\u8ff0\u3059\u308b\u7a0e\u5236\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u306e\u3067\u9577\u671f\u6295\u8cc7\u306b\u56de\u305b\u308b\u8cc7\u91d1\u304c\u3042\u308b\u306a\u3089\u3067\u304d\u308b\u3060\u3051\u591a\u304f\u62e0\u51fa\u3059\u308b\u306e\u304c\u3088\u3044\u3002\u305f\u3060\u3057\u3001\u3053\u308c\u3082\u5f8c\u8ff0\u3059\u308b\u304c\u81ea\u55b6\u696d\u8005\u306e\u5834\u5408\u306e\u4e0a\u9650\u306f\u67086.8\u4e07\u5186\u3060\u304c\u3001\u3053\u3053\u307e\u3067\u62e0\u51fa\u3059\u308b\u3068\u30e1\u30ea\u30c3\u30c8\u3082\u9650\u5b9a\u3055\u308c\u308b\u306e\u3067\u6ce8\u610f\u304c\u5fc5\u8981\u3060\u3002<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u7a4d\u7acb\u6642\u3068\u53d7\u53d6\u6642\u306e\u7a0e\u5236\u30e1\u30ea\u30c3\u30c8<\/h3>\n\n\n\n<ul><li>\u307e\u305a\u306f\u7a4d\u7acb\u6642\u3002\u62e0\u51fa\u984d\u304c\u6240\u5f97\u63a7\u9664\u3055\u308c\u308b\u306e\u3067\u3001\u305f\u3068\u3048\u3070\u6240\u5f97\u7a0e\u304c10%\u3001\u4f4f\u6c11\u7a0e\u304c10%\u306e\u4eba\u304c\u3001\u67082\u4e07\u5186\u3092\u62e0\u51fa\u3059\u308b\u30684000\u5186\u306e\u7bc0\u7a0e\u306b\u306a\u308a\u300130\u5e74\u9593\u3067<strong>144\u4e07\u5186\u3092\u7bc0\u7a0e<\/strong>\u3059\u308b\u52b9\u679c\u304c\u3042\u308b\u3002<\/li><li>\u6b21\u306b\u904b\u7528\u4e2d\u306e\u914d\u5f53\u306a\u3069\u306e\u5229\u76ca\u304c\u975e\u8ab2\u7a0e\u306b\u306a\u308b\u306e\u3060\u304c\u3001\u7121\u5206\u914d\u578b\u306e\u6295\u8cc7\u4fe1\u8a17\u3067\u3082\u540c\u3058\u52b9\u679c\u304c\u3042\u308b\u306e\u3067\u3001\u3053\u308c\u306b\u3064\u3044\u3066\u306f\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3067\u306f\u306a\u3044\u3060\u308d\u3046\u3002<\/li><li>\u6700\u5f8c\u306b\u53d7\u53d6\u6642\u3060\u304c\u3001\u4e00\u6642\u91d1\u3068\u3057\u3066\u4e00\u62ec\u306e\u53d7\u3051\u53d6\u308a\u3001\u5e74\u91d1\u3068\u3057\u3066\u5206\u5272\u306e\u53d7\u3051\u53d6\u308a\u3001\u305d\u308c\u3089\u3092\u4f75\u7528\u3059\u308b3\u30d1\u30bf\u30fc\u30f3\u304c\u3042\u308b\u304c\u3001\u9000\u8077\u6240\u5f97\u3068\u3057\u3066\u6271\u308f\u308c\u308b\u4e00\u62ec\u306e\u53d7\u3051\u53d6\u308a\u3092\u512a\u5148\u3057\u3001\u8ab2\u7a0e\u984d\u304c\u5927\u304d\u3044\u306a\u3089\u4f75\u7528\u3082\u691c\u8a0e\u3059\u308b\u306e\u304c\u826f\u3044\u3060\u308d\u3046\u3002\u4ee5\u964d\u3067\u306f\u4e00\u62ec\u306e\u53d7\u3051\u53d6\u308a\u306b\u3064\u3044\u3066\u8a18\u8f09\u3059\u308b\u3002<\/li><li>\u9000\u8077\u6240\u5f97\u306e\u8ab2\u7a0e\u5bfe\u8c61\u984d\u306e\u8a08\u7b97\u65b9\u6cd5\u306f\u300e\uff08\u53ce\u5165\u91d1\u984d\uff08\u6e90\u6cc9\u5fb4\u53ce\u3055\u308c\u308b\u524d\u306e\u91d1\u984d\uff09 \uff0d \u9000\u8077\u6240\u5f97\u63a7\u9664\u984d\uff09 \u00d7 1 \uff0f 2 \uff1d \u9000\u8077\u6240\u5f97\u306e\u91d1\u984d\u300f\u3067\u3042\u308b\u3002<a rel=\"noreferrer noopener\" href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/shotoku\/1420.htm\" target=\"_blank\">No.1420\u2003\u9000\u8077\u91d1\u3092\u53d7\u3051\u53d6\u3063\u305f\u3068\u304d(\u9000\u8077\u6240\u5f97)<\/a>(\u56fd\u7a0e\u5e81)<\/li><li>\u7a0e\u984d\u306e\u8a08\u7b97\u306f\u300e\u539f\u5247\u3068\u3057\u3066\u4ed6\u306e\u6240\u5f97\u3068\u5206\u96e2\u3057\u3066\u6240\u5f97\u7a0e\u984d\u3092\u8a08\u7b97\u3057\u307e\u3059\u300f\uff08\u540c\u4e0a\uff09\u3067\u3001\u4e0a\u8a18\u306e\u8ab2\u7a0e\u5bfe\u8c61\u984d\u306b\u5bfe\u3057\u3066\u7d2f\u9032\u8ab2\u7a0e\u306e\u6240\u5f97\u7a0e\u304c\u304b\u304b\u308b\u3002<a rel=\"noreferrer noopener\" href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/gensen\/2732_besshi.htm\" target=\"_blank\">\u5225\u7d19\u3000\u9000\u8077\u6240\u5f97\u306e\u6e90\u6cc9\u5fb4\u53ce\u7a0e\u984d\u306e\u901f\u7b97\u8868<\/a>(\u56fd\u7a0e\u5e81)<\/li><li>\u305f\u3068\u3048\u3070\u3001\u67082\u4e07\u5186\u309230\u5e74\u9593\u7a4d\u307f\u7acb\u3066\u3066720\u4e07\u5186\u306e\u62e0\u51fa\u91d1\u306b\u5bfe\u3057\u3066\u904b\u7528\u304c\u3046\u307e\u304f\u3044\u3063\u30661500\u4e07\u5186\u306b\u306a\u3063\u305f\u3068\u3059\u308b\u3002\u9000\u8077\u6240\u5f97\u63a7\u9664\u306f40\u4e07\u5186\u00d720\u5e74+70\u4e07\u5186\u00d710\u5e74=1500\u4e07\u5186\u3068\u306a\u308a\u3001\u9000\u8077\u6240\u5f97\u306f0\u5186\u3067\u975e\u8ab2\u7a0e\u3068\u306a\u308b\u3002iDeCo\u7b49\u3092\u4f7f\u308f\u305a\u306b\u904b\u7528\u3059\u308b\u3068\u58f2\u5374\u76ca\u306e780\u4e07\u5186\u304c\u8b72\u6e21\u6240\u5f97\u3068\u306a\u308a\u3001\u6240\u5f97\u7a0e\u3068\u4f4f\u6c11\u7a0e\u306b\u3088\u308b\u7d0420%\u306e<strong>156\u4e07\u5186\u3092\u7bc0\u7a0e<\/strong>\u3059\u308b\u52b9\u679c\u304c\u3042\u308b\u3002<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u62e0\u51fa\u306e\u3057\u3059\u304e\u306b\u6ce8\u610f<\/h3>\n\n\n\n<ul><li>\u4e0a\u8a18\u306e\u3088\u3046\u306a\u30e1\u30ea\u30c3\u30c8\u306f\u3042\u308b\u306e\u3060\u304c\u5e38\u306b\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u3068\u306f\u9650\u3089\u306a\u3044\u3002\u5177\u4f53\u7684\u306b\u306f\u3001\u81ea\u55b6\u696d\u8005\u306f\u67086.8\u4e07\u5186\u307e\u3067\u62e0\u51fa\u3067\u304d\u308b\u304c\u3001<strong>\u62e0\u51fa\u984d\u3092\u5927\u304d\u304f\u3057\u3059\u304e\u3066\u76f8\u5bfe\u7684\u306b\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u5c0f\u3055\u304f\u306a\u308b\u3068\u30e1\u30ea\u30c3\u30c8\u306f\u9650\u5b9a\u7684\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u3002<\/strong><\/li><li>\u305f\u3068\u3048\u3070\u3001\u67086\u4e07\u5186\u309230\u5e74\u9593\u7a4d\u307f\u7acb\u3066\u30662160\u4e07\u5186\u306e\u62e0\u51fa\u3092\u3057\u305f\u3082\u306e\u306e\u3001\u307b\u3068\u3093\u3069\u91d1\u5229\u306e\u4ed8\u304b\u306a\u3044\u5b9a\u671f\u9810\u91d1\u3067\u904b\u7528\u3057\u305f\u308a\u3001\u904b\u7528\u306e\u5931\u6557\u304c\u3042\u3063\u305f\u308a\u30672200\u4e07\u5186\u306b\u3057\u304b\u306a\u3089\u306a\u304b\u3063\u305f\u3068\u3059\u308b\u3068\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u306f\u540c\u69d8\u306e1500\u4e07\u5186\u3001\u9000\u8077\u6240\u5f97\u306f350\u4e07\u5186\u3068\u306a\u308b\u3002\u3053\u3053\u306b\u6240\u5f97\u7a0e20%\uff08\u304b\u3089\u63a7\u9664\u984d42.7\u4e07\u5186\u3092\u9664\u304f\uff09\u306728.3\u4e07\u5186\u3001\u4f4f\u6c11\u7a0e10%\u306735\u4e07\u5186\u3092\u652f\u6255\u3046\u3053\u3068\u306b\u306a\u308a\u3001<strong>40\u4e07\u5186\u306e\u904b\u7528\u76ca\u306b\u5bfe\u3057\u306663.3\u4e07\u5186\u306e\u7a0e\u91d1<\/strong>\u304c\u304b\u304b\u3063\u3066\u3057\u307e\u3046\u3002<\/li><li>\u4eee\u306b\u904b\u7528\u304c\u3046\u307e\u304f\u3044\u3063\u3066\u30012160\u4e07\u5186\u306e\u62e0\u51fa\u304c4500\u4e07\u5186\u306b\u306a\u3063\u305f\u3068\u3059\u308b\u3068\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u306f\u540c\u69d8\u306e1500\u4e07\u5186\u3001\u9000\u8077\u6240\u5f97\u306f1500\u4e07\u5186\u3068\u306a\u308b\u3002\u3053\u3053\u306b\u6240\u5f97\u7a0e33%\uff08\u304b\u3089\u63a7\u9664\u984d153.6\u4e07\u5186\u3092\u9664\u304f\uff09\u3067341.4\u4e07\u5186\u3001\u4f4f\u6c11\u7a0e10%\u3067150\u4e07\u5186\u3092\u652f\u6255\u3046\u3053\u3068\u306b\u306a\u308a\u3001<strong>2340\u4e07\u5186\u306e\u904b\u7528\u76ca\u306b\u5bfe\u3057\u3066491.4\u4e07\u5186\u306e\u7a0e\u91d1\uff08\u7a0e\u738721%\uff09<\/strong>\u304c\u304b\u304b\u3063\u3066\u3057\u307e\u3046\u3002\u3053\u308c\u3067\u3042\u308c\u3070iDeCo\u306a\u3069\u3092\u4f7f\u308f\u305a\u306b\u8b72\u6e21\u6240\u5f97\u3068\u3057\u3066\u6271\u308f\u308c\u305f\u65b9\u304c\u7a0e\u7387\u3092\u4e0b\u3052\u3089\u308c\u308b\u3002<\/li><li>\u62e0\u51fa\u984d\u3092\u5897\u3084\u305b\u3070\u3001\u7a4d\u7acb\u6642\u306e\u7bc0\u7a0e\u52b9\u679c\u3082\u305d\u306e\u5206\u5927\u304d\u304f\u306a\u308a\u640d\u3092\u3059\u308b\u8a71\u3067\u306f\u306a\u3044\u304b\u3082\u3057\u308c\u306a\u3044\u304c\u300160\u6b73\u4ee5\u964d\u307e\u3067\u89e3\u7d04\u3067\u304d\u306a\u3044\u30ea\u30b9\u30af\u3092\u8003\u3048\u308b\u3068\u3001\u62e0\u51fa\u984d\u30923\u4e07\u5186\u7a0b\u5ea6\u306b\u6291\u3048\u308b\u306a\u3069\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u3068\u308b\u306e\u304c\u826f\u3044\u304b\u3082\u3057\u308c\u306a\u3044\u3002<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u9000\u8077\u4e00\u6642\u91d1\u3068\u53d7\u53d6\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u305a\u3089\u3057\u3066\u7bc0\u7a0e\u3057\u3088\u3046<\/h3>\n\n\n\n<ul><li>\u4f1a\u793e\u54e1\u304c\u9000\u8077\u6642\u306b\u9000\u8077\u4e00\u6642\u91d1\u3092\u3082\u3089\u3048\u308b\u5834\u5408\u3001\u540c\u3058\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u4f01\u696d\u578bDC\u3092\u4e00\u62ec\u3067\u53d7\u3051\u53d6\u308b\u3068\u3001\u7a0e\u984d\u304c\u5897\u3048\u3066\u3057\u307e\u3046\u5834\u5408\u304c\u3042\u308b\u3002\u9000\u8077\u6240\u5f97\u306b\u5bfe\u3059\u308b\u7a0e\u7387\u306f\u7d2f\u9032\u8ab2\u7a0e\u306a\u306e\u3067\u9000\u8077\u91d1\u306e\u7dcf\u984d\u306b\u3088\u3063\u3066\u306f\u7a0e\u7387\u304c\u4e0a\u304c\u3063\u3066\u3057\u307e\u3046\u305f\u3081\u3067\u3042\u308b\u3002<a rel=\"noreferrer noopener\" href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/gensen\/2732_besshi.htm\" target=\"_blank\">\u5225\u7d19\u3000\u9000\u8077\u6240\u5f97\u306e\u6e90\u6cc9\u5fb4\u53ce\u7a0e\u984d\u306e\u901f\u7b97\u8868<\/a>(\u56fd\u7a0e\u5e81)<\/li><li>\u305d\u3053\u3067<strong>\u9000\u8077\u6642\u306f\u9000\u8077\u4e00\u6642\u91d1\u306e\u307f\u53d7\u3051\u53d6\u308a\u3001\u4f01\u696d\u578bDC\u306fiDeCo\u306b\u79fb\u7ba1\u3057\u3066\u7a4d\u7acb\u3092\u7d99\u7d9a\u3057\u7fcc\u5e74\u4ee5\u964d\u306b\u4e00\u62ec\u3067\u53d7\u3051\u53d6\u308b<\/strong>\u3068\u3001\u500b\u3005\u306e\u53d7\u53d6\u6642\u306e\u91d1\u984d\u304c\u6291\u3048\u3089\u308c\u3066\u7a0e\u7387\u3082\u6291\u3048\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308b\u3002<\/li><li>\u4ee5\u4e0b\u3067\u3001\u540c\u6642\u53d7\u53d6\u30011\u5e74\u5f8c\u53d7\u53d6\u30015\u5e74\u5f8c\u53d7\u53d6\u3092\u6bd4\u8f03\u3057\u305f\u3068\u3053\u308d\u30015\u5e74\u5f8c\u53d7\u53d6\u304c\u6700\u3082\u7a0e\u984d\u3092\u6291\u3048\u3089\u308c\u305f\u3002\u9006\u306b1\u5e74\u5f8c\u306e\u53d7\u53d6\u306e\u5834\u5408\u306f\u7a0e\u984d\u304c\u5897\u3048\u3066\u3044\u308b\u3002<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>\u53d7\u53d6\u30d1\u30bf\u30fc\u30f3<\/strong><\/td><td>\u540c\u6642<\/td><td>1\u5e74\u5f8c<\/td><td>5\u5e74\u5f8c<\/td><\/tr><tr><td><strong>\u52e4\u7d9a\u5e74\u6570<\/strong><\/td><td>33\u5e74<\/td><td>33\u5e74<\/td><td>33\u5e74<\/td><\/tr><tr><td><strong>\u9000\u8077\u4e00\u6642\u91d1<\/strong><\/td><td>1000\u4e07<\/td><td>1000\u4e07<\/td><td>1000\u4e07<\/td><\/tr><tr><td><strong>\u62e0\u51fa\u671f\u9593<\/strong><\/td><td>30\u5e74<\/td><td>31\u5e74<\/td><td>35\u5e74<\/td><\/tr><tr><td><strong>\u62e0\u51fa\u984d<\/strong><\/td><td>720\u4e07<\/td><td>726\u4e07<\/td><td>750\u4e07<\/td><\/tr><tr><td><strong>\u904b\u7528\u76ca<\/strong><\/td><td>780\u4e07<\/td><td>780\u4e07<\/td><td>780\u4e07<\/td><\/tr><tr><td><strong>\u9000\u8077\u91d1\u2460<\/strong><\/td><td>2500\u4e07<\/td><td>1000\u4e07<\/td><td>1000\u4e07<\/td><\/tr><tr><td><strong>\u9000\u8077\u6240\u5f97\u63a7\u9664\u2460<\/strong><\/td><td>1710\u4e07<\/td><td>1000\u4e07<\/td><td>1000\u4e07<\/td><\/tr><tr><td><strong><strong>\u8ab2\u7a0e\u9000\u8077\u6240\u5f97\u91d1\u984d<\/strong><\/strong>\u2460<\/td><td>395\u4e07<\/td><td>0<\/td><td>0<\/td><\/tr><tr><td><strong>\u6240\u5f97\u7a0e\u2460<\/strong><\/td><td>37\u4e07<\/td><td>0<\/td><td>0<\/td><\/tr><tr><td><strong>\u4f4f\u6c11\u7a0e\u2460<\/strong><\/td><td>39.5\u4e07<\/td><td>0<\/td><td>0<\/td><\/tr><tr><td><strong>\u9000\u8077\u91d1\u2461<\/strong><\/td><td>&#8212;<\/td><td>1506\u4e07<\/td><td>1530\u4e07<\/td><\/tr><tr><td><strong>\u9000\u8077\u6240\u5f97\u63a7\u9664\u2461<\/strong><\/td><td>&#8212;<\/td><td>1570\u4e07<\/td><td>1850\u4e07<\/td><\/tr><tr><td><strong>\u91cd\u8907\u671f\u9593\u63a7\u9664\u2461<\/strong><\/td><td>&#8212;<\/td><td>-940\u4e07<\/td><td>-940\u4e07<\/td><\/tr><tr><td><strong>\u8ab2\u7a0e\u9000\u8077\u6240\u5f97\u91d1\u984d\u2461<\/strong><\/td><td>&#8212;<\/td><td>438\u4e07<\/td><td>310\u4e07<\/td><\/tr><tr><td><strong>\u6240\u5f97\u7a0e\u2461<\/strong><\/td><td>&#8212;<\/td><td>45.8\u4e07<\/td><td>21.7\u4e07<\/td><\/tr><tr><td><strong>\u4f4f\u6c11\u7a0e\u2461<\/strong><\/td><td>&#8212;<\/td><td>43.8\u4e07<\/td><td>31\u4e07<\/td><\/tr><tr><td><strong>\u7a0e\u984d\u5408\u8a08<\/strong><\/td><td>76.5\u4e07<\/td><td>89.6\u4e07<\/td><td>52.7\u4e07<\/td><\/tr><\/tbody><\/table><figcaption>\u9000\u8077\u4e00\u6642\u91d1\u3068\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u53d7\u3051\u53d6\u308a\u30d1\u30bf\u30fc\u30f3\u6bd4\u8f03\uff08\u7ba1\u7406\u4eba\u4f5c\u6210\uff09<\/figcaption><\/figure>\n\n\n\n<ul><li>\u9000\u8077\u6240\u5f97\u63a7\u9664\u3068\u8ab2\u7a0e\u9000\u8077\u6240\u5f97\u91d1\u984d\u306f\u3001<a rel=\"noreferrer noopener\" href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/gensen\/2732.htm\" target=\"_blank\">No.2732\u2003\u9000\u8077\u624b\u5f53\u7b49\u306b\u5bfe\u3059\u308b\u6e90\u6cc9\u5fb4\u53ce<\/a>(\u56fd\u7a0e\u5e81)\u3088\u308a\u8a08\u7b97\u3002<\/li><li>\u91cd\u8907\u671f\u9593\u304c\u8003\u616e\u3055\u308c\u308b\u306e\u306f\u3001\u300e\u524d\u5e74\u4ee5\u524d4\u5e74\u5185\uff08\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u8001\u9f62\u7d66\u4ed8\u91d1\u3068\u3057\u3066\u652f\u7d66\u3055\u308c\u308b\u4e00\u6642\u91d1\u306e\u652f\u6255\u3092\u53d7\u3051\u305f\u5e74\u5206\u306f\u524d\u5e74\u4ee5\u524d14\u5e74\u5185\uff08\u4ee4\u548c4\u5e744\u67081\u65e5\u4ee5\u5f8c\u306b\u652f\u6255\u3092\u53d7\u3051\u308b\u3079\u304d\u3082\u306e\u306f19\u5e74\u5185\uff09\uff09\u306b\u4ed6\u306e\u652f\u6255\u8005\u304b\u3089\u652f\u6255\u308f\u308c\u305f\u9000\u8077\u624b\u5f53\u7b49\uff08\u4ee5\u4e0b\u300c\u524d\u306e\u9000\u8077\u624b\u5f53\u7b49\u300d\u3068\u3044\u3044\u307e\u3059\u3002\uff09\u304c\u3042\u308b\u5834\u5408\u300f(\u540c\u4e0a)\u3068\u3042\u308a\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u304b\u3089\u305d\u306e\u671f\u9593\u5206\u3092\u5dee\u3057\u5f15\u304f\u5fc5\u8981\u304c\u3042\u308b\u3002\u4e0a\u8868\u306e\u4f8b\u3067\u306f\u3001(1000-800)\/70+20=22.8\u21d2\u7aef\u6570\u5207\u308a\u6368\u3066\u306722\u5e74\u306a\u306e\u3067\u3001800+70*2=940\u4e07\u5186\u3092\u9000\u8077\u6240\u5f97\u63a7\u9664\u304b\u3089\u5dee\u3057\u5f15\u304f\u3002<\/li><li>\u6240\u5f97\u7a0e\u306f\u524d\u8ff0\u306e\u3068\u304a\u308a\u7d2f\u9032\u8ab2\u7a0e\u3068\u306a\u308b\u3002\u4f4f\u6c11\u7a0e\u306e\u7a0e\u7387\u306f10%\u3002<\/li><li>iDeCo\u306f\u56fd\u6c11\u5e74\u91d1\u306b\u672a\u52a0\u5165\u671f\u9593\u304c\u3042\u308c\u3070\u305d\u306e\u5206\u3060\u305164\u6b73\u307e\u3067\u52a0\u5165\u3067\u304d\u308b\u3002<a style=\"font-size: 1rem;\" href=\"https:\/\/www.ideco-koushiki.jp\/library\/2022kaisei\/\">2022\u5e74\u306e\u5236\u5ea6\u6539\u6b63\u306e\u6982\u8981<\/a>(\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u9023\u5408\u4f1a)<\/li><li>\u7a4d\u7acb\u7d99\u7d9a\u6642\u306e\u7a4d\u7acb\u984d\u306f\u67085,000\u5186\u3068\u3057\u305f\u3002iDeCo\u306f\u6708\u30055,000\u5186\u304b\u3089\u59cb\u3081\u3089\u308c\u308b\u305f\u3081\u3002<a rel=\"noreferrer noopener\" style=\"font-size: 1rem;\" href=\"https:\/\/www.ideco-koushiki.jp\/guide\/structure.html\" target=\"_blank\">iDeCo(\u30a4\u30c7\u30b3)\u306e\u4ed5\u7d44\u307f<\/a><span style=\"font-size: 1rem;\">(\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u9023\u5408\u4f1a)<\/span><span style=\"font-size: 1rem;\"><\/span><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u6700\u5927\u5316<\/h3>\n\n\n\n<ul><li>\u91cd\u8907\u671f\u9593\u304c\u8003\u616e\u3055\u308c\u308b\u306e\u306f\u3001\u300e\u524d\u5e74\u4ee5\u524d4\u5e74\u5185\uff08\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u8001\u9f62\u7d66\u4ed8\u91d1\u3068\u3057\u3066\u652f\u7d66\u3055\u308c\u308b\u4e00\u6642\u91d1\u306e\u652f\u6255\u3092\u53d7\u3051\u305f\u5e74\u5206\u306f\u524d\u5e74\u4ee5\u524d14\u5e74\u5185\uff08\u4ee4\u548c4\u5e744\u67081\u65e5\u4ee5\u5f8c\u306b\u652f\u6255\u3092\u53d7\u3051\u308b\u3079\u304d\u3082\u306e\u306f19\u5e74\u5185\uff09\uff09\u306b\u4ed6\u306e\u652f\u6255\u8005\u304b\u3089\u652f\u6255\u308f\u308c\u305f\u9000\u8077\u624b\u5f53\u7b49\uff08\u4ee5\u4e0b\u300c\u524d\u306e\u9000\u8077\u624b\u5f53\u7b49\u300d\u3068\u3044\u3044\u307e\u3059\u3002\uff09\u304c\u3042\u308b\u5834\u5408\u300f\u306a\u306e\u3067\u3001<strong>\u9000\u8077\u3057\u305f\u5e74\u304b\u308920\u5e74\u5f8c\u4ee5\u964d<\/strong>\u306b\u53d7\u3051\u53d6\u308c\u3070\u9000\u8077\u6240\u5f97\u63a7\u9664\u3092\u6700\u5927\u5316\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/li><li>\u300e\u53d7\u7d66\u6a29\u304c\u767a\u751f\u3059\u308b\u5e74\u9f62\uff08\u539f\u524760\u6b73\uff09\u306b\u5230\u9054\u3057\u305f\u3089\u300175\u6b73\u306b\u306a\u308b\u307e\u3067\u306e\u9593\u306b\u3001\u4e00\u6642\u91d1\u3068\u3057\u3066\u4e00\u62ec\u3067\u53d7\u3051\u53d6\u308c\u307e\u3059\u300f<a style=\"font-size: 1rem;\" rel=\"noreferrer noopener\" href=\"https:\/\/www.ideco-koushiki.jp\/guide\/structure.html\" target=\"_blank\">iDeCo(\u30a4\u30c7\u30b3)\u306e\u4ed5\u7d44\u307f<\/a><span style=\"font-size: 1rem;\">(\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u9023\u5408\u4f1a)<\/span>\u306a\u306e\u3067\u3001<strong>55\u6b73\u306b\u306a\u308b\u5e74\u306e12\u6708\u307e\u3067\u306b\u9000\u8077\u3057\u3066\u9000\u8077\u4e00\u6642\u91d1\u3092\u53d7\u3051\u53d6\u308a<\/strong>\u300175\u6b73\u306b\u306a\u308b\u5e74\u306b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u3092\u4e00\u62ec\u53d7\u3051\u53d6\u308a\u3059\u308c\u3070\u3001\u91cd\u8907\u671f\u9593\u3092\u8003\u616e\u305b\u305a\u306b\u9000\u8077\u6240\u5f97\u63a7\u9664\u3092\u53d7\u3051\u3089\u308c\u308b\u3002<\/li><li><span style=\"font-size: 1rem;\">\u306a\u304a\u300e\u524d\u5e74\u4ee5\u524dN\u5e74\u4ee5\u5185\u300f\u3068\u3044\u3046\u306e\u306f\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u53d7\u3051\u53d6\u308a\u5e74\u306e\u524d\u5e74\u304b\u3089\u305d\u306e\u5e74\u3092\u542b\u3080N\u5e74\u9593\u3068\u3044\u3046\u610f\u5473\u3002<\/span><a rel=\"noreferrer noopener\" style=\"font-size: 1rem;\" href=\"https:\/\/chutaikyo.taisyokukin.go.jp\/qa\/qa-07\/7-2-11.html\" target=\"_blank\">\u9000\u8077\u624b\u7d9a\u304d\u306b\u3064\u3044\u3066<\/a><span style=\"font-size: 1rem;\">(\u4e2d\u5c0f\u4f01\u696d\u9000\u8077\u91d1\u5171\u6e08\u4e8b\u696d\u672c\u90e8)<\/span><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u307e\u3068\u3081(\u518d\u63b2)<\/h3>\n\n\n\n<ul><li>60\u6b73\u4ee5\u964d\u306e\u8cc7\u7523\u5f62\u6210\u3092\u8003\u3048\u3066\u3044\u308b\u4eba\u306f\u3001\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1(iDeCo)\u3084\u4f01\u696d\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1(\u4f01\u696d\u578bDC)\u306e\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3067\u7bc0\u7a0e\u3057\u3088\u3046\u3002<\/li><li>\u7a4d\u7acb\u6642\u3068\u53d7\u53d6\u6642\u306b\u7a0e\u5236\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u306e\u3067\u3001\u4f1a\u793e\u54e1\u3084\u4e3b\u5a66\u306a\u3069\u306f\u4e0a\u9650\u307e\u3067\u62e0\u51fa\u3059\u308b\u306e\u304c\u826f\u3044\u304c\u3001\u81ea\u55b6\u696d\u8005\u306e\u5834\u5408\u306f\u4e0a\u9650\u307e\u3067\u62e0\u51fa\u3059\u308b\u3068\u62e0\u51fa\u3057\u3059\u304e\u3067\u30e1\u30ea\u30c3\u30c8\u3082\u9650\u5b9a\u3055\u308c\u308b\u306e\u3067\u8981\u6ce8\u610f\u3002<\/li><li>\u4f1a\u793e\u52e4\u3081\u306a\u3069\u3067\u9000\u8077\u4e00\u6642\u91d1\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u53d7\u53d6\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u305a\u3089\u3059\u3068\u3055\u3089\u306b\u7a0e\u91d1\u3092\u6291\u3048\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u300155\u6b73\u306b\u306a\u308b\u5e74\u4ee5\u524d\u306b\u9000\u8077\u3057\u306620\u5e74\u5f8c\u4ee5\u964d\u306b\u53d7\u3051\u53d6\u308b\u3068\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u6700\u5927\u5316\u3059\u308b\u3002<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u3010\u7de8\u96c6\u5c65\u6b74\u3011<\/h3>\n\n\n\n<ul><li>2022\/08\/17\uff1a\u9000\u8077\u4e00\u6642\u91d1\u3068\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u53d7\u53d6\u30d1\u30bf\u30fc\u30f3\u8868\u3092\u8ffd\u52a0\u3002\u4f8b\u306e\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u7a4d\u7acb\u671f\u9593\u3092\u52e4\u7d9a\u5e74\u6570\u3088\u308a\u77ed\u3044\u671f\u9593\u306b\u5909\u66f4\u3002\u9000\u8077\u6240\u5f97\u63a7\u9664\u6642\u306e\u91cd\u8907\u671f\u9593\u309214\u5e74\u304b\u308919\u5e74\u306b\u5909\u66f4\u3002\u5168\u4f53\u7684\u306b\u4f53\u88c1\u3092\u4fee\u6b63\u3002<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>60\u6b73\u4ee5\u964d\u306e\u8cc7\u7523\u5f62\u6210\u3092\u8003\u3048\u3066\u3044\u308b\u4eba\u306f\u3001\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1(iDeCo)\u3084\u4f01\u696d\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1(\u4f01\u696d\u578bDC)\u306e\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3067\u7bc0\u7a0e\u3057\u3088\u3046\u3002 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